This stylish and spacious two-story home built in 2021 is lightly lived in and shows like new. Hard to find are the 4 bedrooms on the upper level plus a main floor office with French doors. This exceptional value offers a bright, open floor plan with hard wood floors, an open concept kitchen with trendy touches and a large island to gather around. Relax in the cozy family room or head outside to the covered patio overlooking the large, fully fenced and irrigated yard. Up the stairs is an unexpected loft space to be used as a second family room and the convenient, large upper laundry room. Down the hall is a private primary suite with a large 5-piece ensuite bathroom and walk-in closet. Opposite the bonus loft space are the three additional bedrooms and the full bathroom with dual vanities and contemporary finishes. The basement is over 1,000/SF of unfinished potential. If a 3-car garage is a must have, this home has it all! The new owners will appreciate the central location close to retail, dining, schools, and Downtown Loveland. Be sure to check out the beautiful neighborhood park and walking trails, all for a low $400/Year HOA.